It is among the top tiers of horses available. The Kentucky Saddler is described as being "golden pearl in color," though it is a cream palomino in color. Of the three top tier horses, it has the average speed of the three and average damage resistance, with high stamina.
The deed for this horse can be purchased at any general store for $1500, or $750 with high enough honor, (except in Thieves' Landing) after the player has successfully broken the horse at least once. Deeds are permanent items, so the player can use a deed as many times as they like, and it will still remain in their inventory. Usage of a deed will allow a specific horse to respawn in the event it is killed or the player would simply like to switch horses.
Kentucky Saddlers tend to traipse around the Cholla Springs area in general, literally around the words "Cholla Springs" and the horse herd icon beneath them. It can also be caught northwest of Armadillo, near Rattlesnake Hollow.
If you're having a difficult time finding one, running the Armadillo bounty missions is a good way to find one. The criminals often have a fast mount for a getaway and it's easy enough to take the Saddler from one of them.
Additionally, groups of two or more have been spotted in the following locations:
This breed was developed primarily from the Thoroughbred and the Naragansett Pacer.
Another, and more commonly associated, name for this breed is the American Saddlebred. The name 'Kentucky Saddler' was likely chosen over 'American Saddlebred' because of the close spelling to another good horse in the game, the American Standardbred.
It is notable for its tremendous showy action in all gaits, its well-formed, swanlike neck with aristocratic arch, and its uplifted tail.
This breed is characterized by a satin coat of brown, black, or chestnut, often with a white face and leg markings.
The Kentucky Saddler can be found in Multiplayer. It can most often be found at Manzanita, being ridden or pulling wagons. It can also be found during the Tesoro Azul hideout in Mexico being ridden by some of the bandits.
A low honor player looking for a free 3 star horse should go to Manzanita Post. There should be traders passing through the Post riding them, as well as a few hitched around the Post. Simply mount one, then hitch it. If spotted, either shoot or bribe the witness - if you are too late shoot or bribe the lawmen.